"out of touch with the situation"

despite all the reading that i've done from newspapers (online and print) and economic blogs, i'm still pretty clueless as to how this economic crisis and possible collapse would affect me. A dimmer job prospective? Probably, but i've never thought it'd be easy to find one in my field anyways. And keep in mind that i'm attending [a wealthy] college in the U.S., come from a middle class family in hanoi [again, a.k.a. upper class in VN]. So while McCain may be "out of touch with the situation" of middle class America, i wonder if most of the world feel as disconnected to this big money talk as i am.